Attention homeowners in Huntington and Suffolk County: Get an Appraisal today!
Here are the top seven reasons why New York homeowners use Nace Appraisal Group :
At Nace Appraisal Group , we understand the special needs of a homeowner in need of appraisal services. Our typical business clients get the appraisal process and the usual "products" we deliver to them. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Nace Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.
Challenging Nassau and Suffolk County's assessment of your propertyIf you live in an area that is declining or is not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an appraisal from Nace Appraisal Group is your number one weapon when contesting your property tax assessment.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Nace Appraisal Group is experienced in helping people just like you dismiss unneeded PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Nace Appraisal Group can provide you with an expert appraisal to help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. Even though most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.